FCRA Disclaimer

Last updated: June 9, 2026

PhoneLookupAI.com is not a consumer reporting agency ("CRA") as defined by the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. ("FCRA"). The information available through PhoneLookupAI.com is not a "consumer report" and may not be used for any purpose permitted by the FCRA.

Prohibited Uses

You may not use PhoneLookupAI.com or any information obtained through it, in whole or in part, to make decisions about any individual's eligibility for:

Credit or insurance to be used primarily for personal, family, or household purposes;
Employment, including hiring, retention, promotion, or reassignment;
Housing or tenancy;
A government license or benefit; or
Any other purpose covered under the FCRA or any similar state law.

Why This Matters

Companies that assemble or evaluate consumer information for the purposes listed above are regulated as consumer reporting agencies and must follow strict FCRA requirements. PhoneLookupAI.com does not operate as a CRA and does not verify the information provided through the Service for those purposes.

Nature of the Information

The information available through the Service is compiled from publicly available sources and third-party data providers. It may be incomplete, out of date, or inaccurate, and it should not be the sole basis for any decision about another person.

Need an FCRA-Compliant Report?

If you need information for employment screening, tenant screening, or any other FCRA-regulated purpose, you must obtain it from a properly designated consumer reporting agency that complies with the FCRA.

See also our Terms & Conditions and Privacy Policy.